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Starrett Realty Group


How Does Foreclosure Work in Oregon?
Did you know that Oregon has one of the slower foreclosure processes in the country? Because foreclosure can take months, and sometimes much longer, many homeowners don't realize how many options they may still have. Foreclosure is a process, not a single event. Missing a mortgage payment doesn't mean you immediately lose your home, and even once the foreclosure process begins, there may still be options available. Here's the simplified version of how foreclosure can work in
Alexandra Starrett
2 min read


How Much Does It Cost to Become a Real Estate Agent in Oregon? The Real 2026 Costs
Everyone says becoming a real estate agent is expensive, that it takes a while to make your money back, and that eventually you'll make so much money it'll all be worth it. Cool. But how much money do you actually need to get started? Getting your Oregon real estate license is only the beginning. There are classes, testing fees, REALTOR® dues, MLS access, lockboxes, brokerage fees, signs, marketing, commission splits, and a whole collection of smaller expenses that add up sur
Alexandra Starrett
8 min read


Do You Need 20% Down to Buy a House? Let’s Kill That Myth.
I think it's time we kill something: the myth that you need 20% down to buy a home. I hear this one all the time, especially from first-time home buyers who assume homeownership is years away because they haven't saved tens of thousands of dollars for a down payment. Twenty percent can certainly be a useful amount to put down, but it is absolutely not a universal requirement for buying a home. So, how much do you actually need? Some Home Buyers Can Put 0% Down Depending on yo
Alexandra Starrett
3 min read


What Happens If Your Home Appraisal Comes in Low?
Your offer was accepted, you're excited, and then the appraisal comes back $20,000 below the purchase price. Now what? First, a low appraisal does not automatically mean the deal is dead. It means the appraiser believes the home's value is lower than the price you and the seller agreed to pay. That matters because when you're financing a home, the lender is using the property as collateral for the loan. If the appraisal comes in below the contract price, the buyer and seller
Alexandra Starrett
3 min read


What Home Inspection Problems Should Buyers Actually Worry About?
Not every issue that shows up on a home inspection is a big deal. Loose outlets, missing caulking and minor repairs happen all the time. The inspection findings that tend to make buyers and sellers nervous are the expensive ones: foundation movement, major roof replacement, sewer line failures, water intrusion, and significant electrical or plumbing problems. The concern isn't just the cost of the repair itself. These types of issues can sometimes point to bigger problems hid
Alexandra Starrett
1 min read


Understanding 3-2-1 and 2-1 Buydowns: Lower Your Rate Without Lowering Your Standards
Homeownership can feel out of reach when interest rates climb, but creative financing options can make a major difference. One of the most effective tools available today is the temporary rate buydown, often called a 3-2-1 or 2-1 buydown. These programs allow you to enjoy a lower mortgage rate for the first few years of your loan, easing your budget while you settle in, grow your income, or wait for the market to shift.
Alexandra Starrett
3 min read


Buying a Manufactured Home on Land in Oregon: What Coastal Buyers Need to Know
Learn how to buy a manufactured home on land in Oregon, including financing options, land considerations, HUD standards, and loan types. Ideal for Oregon Coast buyers looking in Tillamook, Nehalem, Astoria, and surrounding areas.
Alexandra Starrett
4 min read


Why It’s a Surprisingly Good Time to Be a Buyer
Headlines often focus on how “low supply” makes this a seller’s market. But buyers who are ready and prepared are discovering that this...
Alexandra Starrett
2 min read


Why It’s a Tough Market for Sellers, Even in a “Seller’s Market”
When you hear the phrase “seller’s market,” it sounds like smooth sailing. Low inventory, multiple offers, bidding wars—at least, that is...
Alexandra Starrett
2 min read


Top 10 Ways to Improve Your Credit Score Before Buying a Home in Portland
If you are getting ready to buy a home in Portland, one of the most important steps is focusing on your credit score. Your score affects...
Alexandra Starrett
3 min read


Condo vs. House: What You Should Know Before You Buy
A client recently asked me a great question: “I’ve been reading that condos don’t appreciate as well as single-family homes. If our...
Alexandra Starrett
2 min read


Prepping to Sell Without Losing Your Mind: A Calm Seller’s Guide
Selling your home is a big deal. Whether you're downsizing, relocating, or moving into your next chapter, getting your home ready for the...
Alexandra Starrett
3 min read


10 Practical Tips for Disabled Homebuyers
Buying a home with a disability can bring extra considerations, but with the right tools and support, it is absolutely achievable....
Alexandra Starrett
3 min read


🏠 10 Real Estate Misunderstandings That Still Trip People Up
Real estate is full of half-truths and outdated advice. Whether you're buying your first home or returning after a long break, these 10...
Alexandra Starrett
3 min read


Why I’m Excited to Be at Portland Pride 2025
Pride Northwest DREAM BIG Portland Pride Waterfront Festival and Parade July 19-20, 2025 Hi, I’m Alexandra Starrett (she/her)—a queer,...
Alexandra Starrett
3 min read


Empowering LGBTQ+ Homebuyers: You Belong in Every Neighborhood! From a Queer Realtor Who’s Been There
Buying a home is a big deal—for anyone. But for those of us in the LGBTQ+ community, it often means navigating more than just budgets and...
Alexandra Starrett
3 min read


Why You Shouldn’t Trust a Zestimate When Buying or Selling a Home
If you’ve ever looked up a home online—yours or someone else’s—you’ve likely seen a “Zestimate.” Zillow’s Zestimate is their proprietary...
Alexandra Starrett
2 min read


Clatsop County: Oregon’s Coastal Crossroads of History, Art, and Adventure
Perched at the northwest tip of Oregon, Clatsop County is where historic charm meets salt-sprayed adventure. With sweeping coastal...
Alexandra Starrett
2 min read


Tillamook County: Oregon Coast Charm Rooted in Simplicity
The heart of the Oregon Coast beats a little slower in Tillamook County. Nestled between forested mountains and the roaring Pacific, this...
Alexandra Starrett
2 min read


The History of Homebuying in Portland, Oregon: Tech, Trends, and the Vancouver Effect
Portland, Oregon has long been known for its lush landscapes, progressive values, and vibrant neighborhoods. But behind the rose gardens...
Alexandra Starrett
3 min read
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